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Certificates Of Deposit (CDs)

Lock In Guaranteed Growth

Not all investments come with peace of mind. But, if you’re in the market for a savings tool that promises consistent results no matter how much stock prices rise and fall, you might be looking for a Certificate of Deposit (CD). For as little as $1,000, you can take advantage of the flexible terms and higher interest rates that only a CD from Guaranty can deliver.

A CD allows your hard-earned cash to generate passive income for as few as seven days or as many as five years. Either way, you’ll enjoy low-risk, compound returns — meaning that the longer you hang on to your savings, the more your earning potential will continue to grow.

For your convenience, we offer both a Standard CD and an Online CD Special. You can begin the application process by talking with a friendly and caring Guaranty banker about your term and rate options or applying online today.

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Guaranty Certificate of Deposit Account Highlights


Interest-Bearing Account1
Laddered Investment Opportunities


$1,000 Minimum Opening Balance
Early Withdrawals May Incur Penalties

Online CD Specials

Term: 12 months
Annual Percentage Yield (APY*) 4.45%

Open Online Special

*APY effective as of April 10, 2023. APY is subject to change without notice. Minimum opening balance of the online special is $2,500. Must maintain a minimum balance of $2,500 to obtain the disclosed Annual Percentage Yield (APY). May incur penalties for early withdrawal.

1For current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.

Your Friendly Neighborhood Financial Advisor

Guaranty’s bankers are more than tellers and vault-keepers. They’re experts in financial growth who are committed to providing an exceptionally personalized level of customer service. Where most banks just see you as another number, we treat you like the neighbor you are. Visit your nearest Guaranty location today to learn more about what you stand to gain by choosing to do business with a community bank.

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