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Cards That Put You In Charge

Enjoy everyday conveniences, earn rewards, and build your credit with Guaranty

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Harness Your Purchasing Power

When you’re in the market for a new credit card, you have much to consider — and many needs to balance. Your credit limit is just one of them. Interest rates, annual fees, rewards, and reward redemption options all factor into your decision-making. That’s why we’ve partnered with Elan, to give Guaranty customers access to a range of consumer-friendly, convenient, and highly secure credit accounts. Whether you’re looking to improve your credit score, maximize your cashback earnings, or secure Platinum-level perks like travel inconvenience insurance, Guaranty offers a card with your name on it. Literally. Start shopping today.

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Real Rewards¹

Earn 1.5 points for every $1 you spend on eligible net purchases (equal to 1.5% cash back) 2

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Platinum Card

Enjoy the everyday convenience of a credit card while saving on interest with a low introductory rate.

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Max Cash Preferred Card

Get more value with up to 5% cash back in 2 categories you choose.

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Secured Card

A card that's perfect for anyone who wants to improve or establish their credit.3

Comprehensive Financial Solutions. Convenience. Community.

If you’re looking for a financial services provider who can do everything a big bank does, only better, then you’ve come to the right place. We’ve been serving Texans and meeting their unique needs for over 100 years by offering an always growing line-up of checking accounts, savings accounts, credit cards, loans, business services, and more. Discover just how much your local Guaranty Bank & Trust location can make a difference for you, your neighbors, and your community.

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We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Subject to credit approval.

1The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

2You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cashback). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

3Late payments or going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your security deposit.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.