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Financial Services That Grow With You

Save for tomorrow, Enjoy today!

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Texas Sized CD Rates

9-Month CD

  • 9 months
  • 4.45% APY*
  • $2,500 Minimum

13-Month CD

  • 13 months
  • 4.55% APY*
  • $2,500 Minimum

Guaranty also offers many other term options at all locations with the same great rates
Find your most convenient location to get it setup today!

*APY effective as of February 28, 2022. APY is subject to change without notice.

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We have the perfect savings option for you.

Savings Account

Start building your future today with our savings account. Secure your financial stability and watch your savings grow with our competitive interest rates and convenient account features like online banking and our highly rated mobile app.

Premier Money Market**

Our Premier Money Market offers a higher interest rate and more flexible access to your funds. You can earn more on your money while still having the ability to withdraw or transfer funds when you need to.

Certificates Of Deposit (CDs)

If you’re in the market for a savings tool that promises consistent results no matter how much stock prices rise and fall, you might be looking for a CD. We offer a variety of terms all with competitive rates.

Your Texas Community Bank

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Mobile Check Deposit

Deposit your checks on the go with our mobile check deposit feature. No more trips to the bank or waiting in line. Deposit your checks anytime, anywhere with the convenience of your mobile device.

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Refer A Friend

Get a $50 Mastercard Reward Card when your friend opens a new, Guaranty Bank & Trust personal checking account AND completes the following within 60 days of account opening.

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News and Updates

Our goal is to help you be successful with all your financial choices. Stay up to date with current news and valuable financial education articles.


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Make A Personal Statement. Open a Checking Account At Guaranty.

When you open a checking account with Guaranty Bank & Trust, you're joining a community of financial experts who care about your prosperity. Learn more about the user-friendly, state-of-the-art tools they've developed to help you most effectively manage your finances.

Access Anywhere:

  • 1000s of
  • Debit Card
  • Checks
  • Online Access & Bill Pay
I love how Guaranty is fast, easy, and convenient. I opened my account online after hours, received an approval email immediately, and was able to deposit money the next morning! I’m all about convenience and Guaranty provides it all! ❤️
Best banking experience ever. So many banks are trying to feel BIGGER and BIGGER. I like that Guaranty can grow BIG but always feel as though they sincerely care.

Bank Local Wherever You Go

Access all the outstanding banking solutions you’ve come to expect from Guaranty Bank & Trust anytime, anywhere, and with just a few taps on your smartphone.


Start Planning For Tomorrow Today

You can afford to plan for you and your family’s financial future. Learn how Guaranty Bank & Trust’s friendly, caring, and collaborative bankers can help.


Invest In Yourself

Cover your daily expenses and celebrate life’s milestones purchases with Guaranty’s customer-friendly personal banking solutions.


Prepare For A Rainy Day

Keep your financial planning efforts moving in the right direction — and on track in case of an emergency — with Guaranty.


Manage Your Wealth

Make sure your financial game plan is a winning one. Add Guaranty’s experts in retirement savings and estate planning to your team.

Request an Appointment

*APY = Annual Percentage Yield. Fees could reduce earnings. A penalty will be imposed for early withdrawal. $2,500 minimum to open and minimum balance to earn stated APY. APY is accurate as of February 28, 2023 and is subject to change without notice. This account product is not available to and does not apply to entities which are banks, credit unions, financial institutions, investments firms or other institutional investors.

**APY = Annual Percentage Yield. APY is accurate as of February 28, 2023. Rates are variable and subject to change without notice. Minimum opening deposit is $2,500.00. If the account balance falls below $2,500.00 on any one day in the statement cycle, the account will be subject to a $15.00 service charge. The interest rate and annual percentage yield for your account depend on the applicable rate tier. A minimum balance of $2,500.00 is required to earn interest. Fees could reduce earnings. This account product is not available to and does not apply to entities which are banks, credit unions, financial institutions, investment firms or other institutional investors. Additional terms and conditions may apply; contact bank for details.

For the most current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.