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Your Success Is Our Goal

Guaranty Offers Smart Business Tools for Sustainable Business Growth.

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We Care About Texans

At Guaranty Bank & Trust, we’re proud to partner with the businesses that help our Texas communities prosper. We provide a full array of smart, flexible business banking solutions — from checking accounts to payment processing to lines of credit — each optimized to support success and encourage growth. Reach out to one of our financial experts today and learn more about the advantages of doing business with Guaranty.

Make Guaranty Your Bank Get Started

Recent Updates:

  1. March 13, 2023 A Message From Our CEO
  2. October 13, 2022 A Small Business Owner’s Guide to Business Email Compromise
  3. November 1, 2021 5 Banking Services Every Small Business Owner Needs
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The Best Of The Best

You deserve a checking account that works just as hard as you do. You also deserve to be treated like more than an account number. At Guaranty Bank & Trust, we pair outstanding banking solutions with exceptional customer service. Simply open a Guaranty Bank & Trust Smart Business Checking account and enjoy VIP perks like free notary service and more.

Open A Smart Business Checking Account Find Your Nearest Guaranty Location

  • Benefits
    • Free Debit Card
  • Requirements
    • $50 Min Opening Balance
    • $1500 Minimum Balance¹
    • E-Statements²
  • Easy Access
    • Free Mobile Banking
    • Free Online Banking
    • with BillPay

Access Anywhere:

  • 1000s of
    ATMs
  • Debit Card
  • Checks
  • Online Access & Bill Pay
I have been banking with this bank since I moved to Rockwall. I’ve had business /personal bank accounts at all the major banks. This bank is the absolute best bank I’ve ever had. Everyone treats you amazingly. They truly go above and beyond to make banking fun and enjoyable. This is like your old school bank where everyone knows who you are. You aren’t just an acct holder. I’d recommend anyone with a small business to come, give them a try. You will be happy you did
Justin, Rockwall, Tx
What a great group of people in this office. Have had the most pleasant experiences with getting my accounts handled. I'm glad that I transferred my business here. Very friendly and professional
Patrick, Denton Tx

Read more Testimonials

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SBA Lending

Helping your business grow means getting the right loan from a trusted partner. We are committed to giving you the best advice to help your business develop and expand because when your business succeeds, so does ours.

Learn More

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Disclaimers:
1 If the balance falls below $1,500.00 on any day in the statement cycle, the account is subject to a $10.00 service charge.
2 Paper Statements available for $5.00 a month. Each transaction over 100 will be assessed a fee of $0.20.

Guaranty Bank & Trust N.A. provides mobile banking as a free service to our online banking customers. However, web access and text messaging are needed to use our full range of mobile banking products and your mobile communications carrier may charge you for web access and text messages. Please check your service provider for specific fees and charges.