Are you ready for retirement?

If you think saving for retirement is not a priority, think again. Young or old, any age is a good time to plan for the future with our trusted IRA investment options.

Daughter hugging mother 600x400.png

IRA Highlights


  • Traditional and Roth IRAs
  • Interest Bearing Account1
  • Investment terms from 3 Months to 5 years2


  • $500 Minimum Opening Balance

Easy Access

  • Free Mobile Banking3
  • Free Online Banking
  • Monthly Electronic Statements


1 For current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.
2 May incur penalties for early withdrawal
3 Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.

Where You Bank Makes A Difference

At Guaranty, our bankers go the extra mile to make our customers feel right at home. They listen. They collaborate. They care. But they never confuse the local with the narrow, the limited, or the small. In fact, they’re always looking for ways to help their communities grow and prosper. If you are too — and you’re looking for a bank that does everything a big bank can do, only better — we welcome you to join the Guaranty community.

Request an Appointment Bank Local

Girl smiling 744x540.png