Personal Loans

Holiday Schedule

Our locations will close early at 1:00 PM on Tuesday, December 24, and stay closed on Wednesday, December 25, for Christmas. On New Year’s Eve, Tuesday, December 31, we will be open normal hours, but closed on Wednesday, January 1. Normal hours will resume on December 26 and January 2 respectively.

Back to Loans

We offer personal loans at competitive interest rates for many purposes. Perhaps you've had some unexpected expenses lately -- an unexpected medical bill or car repairs. Personal loans also can help you pay for these expenses over time, typically at a lower interest rate than you'd incur by using your credit card.

Applying for a personal loan is quick and easy and can be done online.

Loans are subject to credit approval.

Apply For A Personal Loan Find Your Nearest Guaranty Location

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I have had the pleasure of using Guaranty Bank and Trust for many years. They have a welcoming and very professional team. Over the years i have had a number of loans for both business and personal purposes. They have worked with me to find the right loan and best rates for my needs. They are the best, and i highly recommend them. Like them so much i have invested in their stock.

JD in Texarkana Texas

Guaranty Bank & Trust has been around for over 100 years helping Texans with all of their banking needs. We offer everything you could want from a big bank but with a personal touch.

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Holiday Schedule

Get The Funds When You Need Them

Bank Smart. Bank Local.