Relationship Mortgage

Your Home. Your Legacy.

At Guaranty Bank & Trust, we understand that a home is more than just a place — it's a reflection of your success and a cornerstone of your legacy. Our Relationship Mortgage Program is tailored to meet the needs of individuals who seek the perfect balance of flexibility and long-term security. Let us help you build the future you've worked for.

Rate: 6.35% APR1

Get Started Now!

We’re excited to help you take the next step toward homeownership!
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This is a great local bank. There is a good team of bankers here willing to help you with all of your banking needs. From mortgage loans, small loans to large business loans.
Brent
Guaranty has always been great for my family. Their app is amazing and their loan and Mortgage Officers are helpful and do there best to get what you are looking for or your needs!
Jr Saenz
Guaranty Bank and Trust has treated us like family for over a decade, always valuing us and providing professional care. We've had positive experiences with personal loans, mortgages, auto loans, and various accounts.
Kati

Take the Next Step

Unlock the door to your dream home by reaching out to us today—it's the first step towards a smoother, faster mortgage process! Find a trusted lender near you and take the leap towards homeownership with confidence.

Find a Lender

Welcome First-Time Homebuyers!

Buying your first home is an exciting milestone, and Guaranty Bank & Trust is here to make the journey smooth and stress-free. Our team of experts is dedicated to guiding you through every step of the process.

Getting Pre-Approved
Home Search
Making an Offer
Loan Application
Home Inspection
Appraisal
Closing

All mortgage loans are subject to credit approval.

1This is not a Good Faith Estimate or a Loan Estimate as defined by Federal law. This is not an offer of credit or a commitment to lend. Loans are subject to approval. Product advertised is an ARM (adjustable rate mortgage) and is available for consumers, primary single family residences only, purchase or refinance. Escrow of taxes and insurance is required. Requires the borrower(s) to have a Guaranty Bank & Trust checking account. The APR stated is for example purposes only based on rates, terms, and fees available as of June 9, 2025, and is for borrowers with a minimum credit score of 675. Receive the stated discounted APR on your ARM when you set up auto-debit payments. Rate is subject to change without notice; your actual rate/fees/terms/costs could be higher. Rate may increase or decrease after closing. Final loan amount cannot exceed 65% of the lesser of loan-to-value (LTV) or loan-to-cost (LTC), and loan to value cannot exceed 65%. Maximum loan amount is $2,500,000.