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Relationship Mortgage

Your Home. Your Legacy.

At Guaranty Bank & Trust, we understand that a home is more than just a place — it's a reflection of your success and a cornerstone of your legacy. Our Relationship Mortgage Program is tailored to meet the needs of individuals who seek the perfect balance of flexibility and long-term security. Let us help you build the future you've worked for.

Rate: 6.35% APR1


Get Started Now!

We’re excited to help you take the next step toward homeownership!
Complete the form below to get started—and as a bonus, you'll be automatically entered into a drawing for a $500 Home Depot gift card just for submitting your information.


This is a great local bank. There is a good team of bankers here willing to help you with all of your banking needs. From mortgage loans, small loans to large business loans.
Brent
Guaranty has always been great for my family. Their app is amazing and their loan and Mortgage Officers are helpful and do there best to get what you are looking for or your needs!
Jr Saenz
Guaranty Bank and Trust has treated us like family for over a decade, always valuing us and providing professional care. We've had positive experiences with personal loans, mortgages, auto loans, and various accounts.
Kati

Take the Next Step

Unlock the door to your dream home by reaching out to us today—it's the first step towards a smoother, faster mortgage process! Find a trusted lender near you and take the leap towards homeownership with confidence.

Welcome First-Time Homebuyers!

Buying your first home is an exciting milestone, and Guaranty Bank & Trust is here to make the journey smooth and stress-free. Our team of experts is dedicated to guiding you through every step of the process.

All mortgage loans are subject to credit approval.

1This is not a Good Faith Estimate or a Loan Estimate as defined by Federal law. This is not an offer of credit or a commitment to lend. Loans are subject to approval. Product advertised is an ARM (adjustable rate mortgage) and is available for consumers, primary single family residences only, purchase or refinance. Escrow of taxes and insurance is required. Requires the borrower(s) to have a Guaranty Bank & Trust checking account. The APR stated is for example purposes only based on rates, terms, and fees available as of June 9, 2025, and is for borrowers with a minimum credit score of 675. Receive the stated discounted APR on your ARM when you set up auto-debit payments. Rate is subject to change without notice; your actual rate/fees/terms/costs could be higher. Rate may increase or decrease after closing. Final loan amount cannot exceed 65% of the lesser of loan-to-value (LTV) or loan-to-cost (LTC), and loan to value cannot exceed 65%. Maximum loan amount is $2,500,000.

* No transaction or purchase is necessary to enter or win. To enter, fill out the ‘Get Started Now’ form on the Guaranty Bank & Trust Relationship Mortgage webpage or fill out the form at one of our Guaranty Bank & Trust locations. Entries will only be accepted on June 10, 2025, from 12:00AM to July 15, 2025, 5:00PM CST. All entries will be entered into a random drawing. The winner will be drawn on Wednesday, July 15th, 2025, at 9:00AM at Guaranty Bank & Trust – 16475 Dallas Parkway Addison, TX. One (1) $500 Home Depot gift card will be awarded. The winner does not need to be present to win. Entries will end at July 15, 2025, 9:00AM. Entry to the Contest is limited to one (1) entry per person. All decisions of Guaranty Bank & Trust are final on all matters relating to these contests. The winner will be notified via phone and or email on Wednesday, July 15, 2025. The odds of winning are dependent upon the number of entries received. Guaranty Bank & Trust assumes no responsibility or liability for damages, lawsuits, or injury resulting from acceptance of giveaway. Taxes, if any, and other expenses related to a giveaway not specified herein are the responsibilities of the individual. The winner is solely responsible for all applicable federal, state and local taxes and are subject to 1099 reporting at year-end 2025. Winners may be required to verify age and address or execute an affidavit of eligibility. No responsibility is assumed for lost, misdirected, or late entries. By participating in the Contest, each participant agrees to release and hold Guaranty Bank & Trust, N.A., and their employees, officers, directors, agents, and representatives harmless from any and all losses, damages, rights, claims, and actions of any kind in connection with this Contest. This Contest is open to all legal U.S. residents from 18 years of age or older as of June 10, 2025. Guaranty Bank & Trust employees and their families ("family" as determined by Guaranty Bank & Trust); trustee members and their families, affiliated sponsors and subsidiaries are not eligible for this Contest. This Contest is void where prohibited or restricted by law. Guaranty Bank & Trust reserves the right to make substitutions of equal or greater value if necessary. Guaranty Bank & Trust and its suppliers are not responsible for the performance of the giveaway.