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Student Checking

Student Checking: Simple, Secure, and Convenient

Experience the ideal banking solution for young individuals aged 13-241 with the Guaranty Bank & Trust Student Checking account. This account provides numerous benefits, including free online banking, mobile banking, and P2P payments, making it perfect for students and young adults. With no monthly fees and a low $50 opening balance, managing your finances is simple and convenient. Additionally, enjoy access to over 55,000 surcharge-free ATMs worldwide and the support of friendly Texas bankers, available by phone or online. Open your Student Checking account today and enjoy the convenience and security of banking with Guaranty Bank & Trust.

Open Student Checking Find A Location

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Student Checking Features

Benefits

  • Free Mastercard® Debit Card
  • Apple Pay®, Google Pay™, and Samsung Pay™2
  • Free Coin Counting (where available)
  • Free Notary Service

Easy Access

Requirements

  • $50 Opening Balance
  • Monthly E-statements3
  • Ages 13-241

If you need more information or have questions about Student Checking, reach out to our friendly customer care team. They’re here to help! Contact Us

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Bank In The Heart Of Texas

Where you bank matters. At Guaranty, every dollar you spend and every penny you save contributes to the prosperity of your community. With over 100 years of investment from generations of Texans, we blend state-of-the-art banking solutions with personalized service and support. Whatever your financial goals, we're here to help you achieve them.

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Disclaimers:

1Students between 13-17 years old must have an adult joint owner who is a minimum of 18 years old. On the account owner's 25th birthday, the account will convert to another account type.

2Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Android, Google Pay, and the Google Logo are trademarks of Google Inc. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.

3This account requires statements to be sent electronically for both the checking and savings accounts. If you un-enroll in e-statements at any time, the account(s) will be converted to another account type.

4Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.

5Guaranty Bank & Trust does not charge a fee for using any ATM nationwide or an ATM in the Allpoint network. Usage Fee may be charged by the institution that owns the ATM.