Effortless Savings with Low Minimum Balances
If you're looking for a straightforward way to save money without the hassle of high minimum balances and monthly fees, our Texas savings accounts are the perfect solution. Designed with simplicity and convenience in mind, these accounts allow you to start saving with a low minimum balance, ensuring you can avoid unnecessary fees while still growing your savings. Whether you're saving for a rainy day, a special purchase, or your future, our Texas savings accounts offer competitive interest rates and easy access to your funds. Plus, with our user-friendly online banking platform, you can manage your savings anytime, anywhere. Start your journey towards financial security today with a Texas savings account that fits your needs.
Savings Account Features
Benefits
- Interest Bearing Account¹
- 6 Fee-Free Debit Transactions Per Month PLUS unlimited ACH and ATM transactions and Online Banking Transfers2
Easy Access
- Free mobile banking3
- Free online banking
- Free 24-Hour Phone Plus
Requirements
- $50 Opening Balance
- $100 Minimum Balance4
- E-statements5
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Help Your Savings Grow
Sign up for Cash RoundUp®, then every time you use your debit card, your rounded up change will automatically transfer to your savings account. It is the perfect to help your savings grow!
All you do is use your debit card, and we take care of the rest. We will roundup each transaction to the nearest dollar and deposit the amount needed to do that into your savings or money market account.
May be subject to additional terms and conditions.
Bank Better. Bank Local With Guaranty.
Discover why Guaranty Bank & Trust is the trusted financial partner for Texans seeking personal financial growth. Our unwavering commitment to exceptional service and community support has made us a reliable choice for generations. At Guaranty, we prioritize building strong relationships, volunteering in our communities, and guiding you on your financial journey. Learn more about our impact, values, and the dedicated team that makes Guaranty special. Join us and experience banking with confidence, a personal touch, and a focus on your financial growth.
Disclaimers:
1For current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.
2There will be an excess debit charge of $3.00 per item in excess of six (6) per statement cycle for checks, debit card transactions, in-person transfers, and telephone transfers completed by an employee.
3Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.
4If your balance falls below $100.00 on any day of the quarter your account will be subject to a $5.00 service charge for that quarter. The fee is waived for your first two quarterly cycles.
5Paper Statements available for $5 per quarter