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Premier Money Market Account

Account Highlights

Do you have to give up the conveniences of a checking account to take advantage of a great interest rate?

Not with our Premier Money Market account, you can optimize your investment while retaining the financial freedom to write checks, use your debit card at any ATM, pay bills online, and deposit checks using your mobile device.

Benefits

  • Interest-Bearing Account1*
  • 6 Free Debit Transactions Per Month
  • Unlimited ACH and ATM transactions and Online Banking Transfers2
  • FDIC insured

Additional Conveniences

  • Free Debit Card
  • Online Banking
  • E-Statements3

Requirements

  • $2,500 Minimum Opening Balance
  • $2,500 Minimum Daily Balance4

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Money Market FAQ's

Our Premier Money Market account requires a minimum deposit of $2,500 or more to open. If your account balance falls below $2,500.00 on any day in the statement cycle, your account will be subject to a $15.00 service charge for that statement cycle.
  • Higher interest rates: Money market accounts typically offer higher interest rates than traditional savings accounts, which means your money can grow faster.
  • Liquidity: Money market accounts are highly liquid, meaning you can easily access your funds when you need them.
  • Safety: Money market accounts are generally considered to be low-risk investments and are FDIC insured, so you can feel secure that your money is safe.
  • Check writing capabilities: Money Market accounts come with check-writing capabilities, which can be convenient for paying bills or making purchases.
  • Low minimum deposit.
  • Online banking: We make it easy to manage your account, deposit, withdraw and transfer money.
  • Tiered interest rate: Which means the more you deposit the more interest you earn.

Money market accounts offered by FDIC-insured banks are insured up to $250,000 per depositor, per bank.
  • Excess debit charge of $3.00 per item in excess of six (6) per statement cycle for checks, debit card transactions, in-person transfers, and telephone transfers completed by an employee.
  • Paper statements are available for $5 per statement cycle.
  • If your account balance falls below $2,500.00 on any day in the statement cycle, your account will be subject to a $15.00 service charge for that statement cycle.

Federal regulations limit the number of certain types of withdrawals and transfers from a money market account to six per month. There is and excess debit charge of $3.00 per item in excess of six (6) per statement cycle for checks, debit card transactions, in-person transfers, and telephone transfers completed by an employee.

Moving Your Money Has Never Been Easier

Switching banks doesn’t have to be a hassle. We make the process seamless — and painless. Make Guaranty your bank and don’t miss a single automatic payment, have one debit card transaction denied, or lose any opportunity to earn interest on your savings.

Download Workbook How to Switch to Guaranty

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1For current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.
2Excess debit charge of $3.00 per item in excess of six (6) per statement cycle for checks, debit card transactions, in-person transfers, and telephone transfers completed by an employee.
3Paper statements are available for $5 per statement cycle.
4If your account balance falls below $2,500.00 on any day in the statement cycle, your account will be subject to a $15.00 service charge for that statement cycle.

*APY = Annual Percentage Yield. Minimum opening deposit is $2,500.00. If the account balance falls below $2,500.00 on any one day in the statement cycle, the account will be subject to a $15.00 service charge. The interest rate and annual percentage yield for your account depend on the applicable rate tier. A minimum balance of $2,500.00 is required to earn interest. Fees could reduce earnings. This account product is not available to and does not apply to entities which are banks, credit unions, financial institutions, investment firms or other institutional investors. Additional terms and conditions may apply; contact bank for details.