Services
Fiduciary Services
Our expertise in all trust structures and services means that you can rely on our dedicated trust professionals for trust planning, consultation, implementation, administration, and more. We also manage communication with family members, beneficiaries and advisors, remaining impartial as we continually serve your objectives.
Investment Management
Our investment approach applies thoughtful market insights to deliver enhanced after-tax, total portfolio returns while minimizing risk. As part of our vision to provide excellent service and quality investment management expertise, we have recently partnered with UBS Financial Services. UBS is an acknowledged worldwide leader in investment research and provides Guaranty clients with resources including capital market assumptions, research, and asset allocation strategies that can be designed to adhere to your individual risk tolerance.
Foundation Management
Guaranty's Wealth Management Group assists private and public foundations in a variety of ways. Our Services include investment and distribution policy development, asset management and recurring reviews with a foundation’s board or investment committee, review and analysis of grant applications, plus assistance with donors' planned giving strategies. We have particular expertise within our staff for both tax-based planned giving and portfolio management.
Wealth & Estate Planning
We can help you fully realize your and your family’s specific goals and vision by coordinating the right strategy, resources and support.
Retirement Planning
A secure, comfortable retirement is every person’s dream, but planning for this takes time and effort. As the old saying goes, “most people do not plan to fail, they fail to plan.” At Guaranty's Wealth Management Group, we assist our clients in establishing an individualized retirement plan in order to make their retirement plans a reality. This may include document and account reviews, developing budgets and financial goals for lifestyle and travel, and even planning for financial assistance if one becomes disabled. Along with your attorney, CPA, and other advisors, our team will remain an integral part of your financial team, and will be available to you as a sounding board for your own ideas, or for you to solicit immediate recommendations and answers to time-sensitive questions.
Directed Trustee
We understand when you’ve developed strong investment relationships beyond our bank, you often prefer to continue these relationships going forward. Our flexibility allows us to put your priorities first.
As part of your team and with proper planning, we are able to administer your trust as a corporate fiduciary and still follow the investment direction of an appointed advisor of your choosing. It’s a win-win. As a directed trustee, our experienced trust professionals are able to provide independent and objective account administration.
This approach gives us the ability to work hand-in-hand with your financial advisor to meet your family’s financial needs. We welcome that partnership opportunity.
Together with your advisor, we’ll work closely to facilitate and coordinate any investment transactions. The ultimate goal is to create a seamless process for you and your family. Our success is defined by yours.
- Services include:
- Administrative fiduciary duties
- Safekeeping of assets
- Record-keeping and accounting
- Any appropriate trust tax reporting
- Facilitating and coordinating any investment transactions
Custodial Services
Guaranty Bank & Trust, N.A. through its Wealth Management Group, Guaranty Bank & Trust provides comprehensive wealth management by serving as a trustee, agent for a trustee, investment manager, or custodian. Guaranty will provide non-fiduciary custodial services for the safekeeping and custody of securities, remittance or reinvestment of income, and settlement of all purchases and trades as directed by the account owner or designated agent.
Investment products are not FDIC insured, are not bank guaranteed, and may lose value.